# Unclaimed Now

> Independent guide · Not a government website


## Posts

- [Documents checklist for claiming a deceased person's money](https://unclaimednow.com/legal-heirs/documents-checklist-deceased-person/): The documents banks, EPFO, insurers and fund houses ask for when a family member dies, plus legal heir certificate vs succession certificate, explained simply.
- [How to find and claim money from an old PF account](https://unclaimednow.com/pf-pension/old-pf-account-claim/): Old PF money is never forfeited. Activate your UAN, then transfer or withdraw it with Form 19 and 10C. When interest stops, pre-2014 accounts, E-PRAAPTI and claims by family.
- [How to claim a deceased parent's bank account money (with or without a nominee)](https://unclaimednow.com/bank-deposits/claim-deceased-bank-account/): How nominees and legal heirs claim a deceased person's bank deposits under RBI's 2025 rules: documents, the ₹15 lakh simplified threshold, the 15-day deadline and compensation for delays.
- [How to check unclaimed bank deposits on RBI's UDGAM portal (step-by-step)](https://unclaimednow.com/bank-deposits/udgam-portal-guide/): Search 30 banks for unclaimed deposits on RBI's UDGAM portal, then claim the money at your bank. Step-by-step guide for account holders, nominees and legal heirs.

## Pages

- [All guides](https://unclaimednow.com/guides/)
- [Home](https://unclaimednow.com/home/): Old bank accounts, PF, insurance, shares and mutual funds. Plain-English guides to searching and claiming on the official portals.
- [Where could my money be? Find the right place to search](https://unclaimednow.com/where-is-my-money/): Answer three quick questions and get pointed to the right guide and official portal for unclaimed money in India. No personal details asked.
- [Official portals for unclaimed money in India](https://unclaimednow.com/official-portals/): Every search and claim for unclaimed money is made on an official portal or with the institution itself, and it is free.
- [Disclaimer](https://unclaimednow.com/disclaimer/): Unclaimed Now (unclaimednow.com) is an independent information website.
- [Contact](https://unclaimednow.com/contact/): Questions, corrections or suggestions for a new guide? Email us at contact@unclaimednow.com. We usually reply within a few working days.
- [About Unclaimed Now](https://unclaimednow.com/about/): Unclaimed Now is an independent, step-by-step guide to finding and claiming forgotten money in India: bank deposits, provident fund, insurance, mutual funds, shares and dividends.
- [Privacy Policy](https://unclaimednow.com/privacy-policy/): This Privacy Policy explains what information unclaimednow.com ("Unclaimed Now", "we", "us") collects when you visit the website, how it is used, and the choices you have.


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