Every search and claim for unclaimed money is made on an official portal or with the institution itself, and it is free. This page lists the official links in one place. Bookmark it, and check that the web address matches before you enter any details.
Unclaimed Now is an independent guide, not a government website. We are not linked to any of the organisations below. Check that the address bar shows the official domain (for example .rbi.org.in, .gov.in or the institution’s own website) before logging in.
Last checked: 18 October 2026
Start here: the government’s common portal
- Common Landing Portal for Unclaimed Financial Assets (Department of Financial Services): launched in May 2026, it links to the official search portals for bank deposits, insurance, mutual funds, and shares and dividends. The searches themselves still happen on the portals listed below.
unclaimedassetsportal.in
Bank deposits
- UDGAM (RBI): search unclaimed deposits across 30 banks in one place. UDGAM finds the deposit; the claim is made at the bank.
udgam.rbi.org.in - RBI Complaint Management System: complain if a bank does not settle your claim.
cms.rbi.org.in
Provident fund and pension
- EPFO Member Portal: activate UAN, view service history, transfer and claim PF.
unifiedportal-mem.epfindia.gov.in - EPFO main website: official notices and forms, the online helpdesk for inoperative PF accounts, and E-PRAAPTI for tracing old PF accounts.
epfindia.gov.in - UMANG app: EPFO services on mobile.
web.umang.gov.in
Insurance
- Bima Bharosa (IRDAI): links to every insurer’s unclaimed-amount search page, and the insurance complaints portal.
bimabharosa.irdai.gov.in - LIC: search unclaimed amounts of LIC policyholders.
licindia.in - Insurance Ombudsman: escalate a rejected or delayed claim.
cioins.co.in
Mutual funds
- SEBI MITRA (via MF Central): trace inactive and unclaimed mutual fund folios.
app.mfcentral.com - MF Central: see all your folios and update KYC and details.
mfcentral.com
Shares and dividends
- IEPF search: search by investor name to check whether shares or dividends were transferred to IEPF.
iepf.gov.in (search) - IEPF refund (Form IEPF-5): claim shares and dividends back from IEPF.
iepf.gov.in (refund) - SEBI SCORES: complain about a company, registrar or broker.
scores.sebi.gov.in
Report fraud
- National Cyber Crime Reporting Portal: report anyone asking for money to “recover” your funds. Helpline: 1930.
cybercrime.gov.in
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