Documents checklist for claiming a deceased person’s money
The documents banks, EPFO, insurers and fund houses ask for when a family member dies, plus legal heir certificate vs succession certificate, explained simply.
Independent guide · Not a government website
The documents banks, EPFO, insurers and fund houses ask for when a family member dies, plus legal heir certificate vs succession certificate, explained simply.
Old PF money is never forfeited. Activate your UAN, then transfer or withdraw it with Form 19 and 10C. When interest stops, pre-2014 accounts, E-PRAAPTI and claims by family.
How nominees and legal heirs claim a deceased person’s bank deposits under RBI’s 2025 rules: documents, the ₹15 lakh simplified threshold, the 15-day deadline and compensation for delays.
Search 30 banks for unclaimed deposits on RBI’s UDGAM portal, then claim the money at your bank. Step-by-step guide for account holders, nominees and legal heirs.